Top 10 Best Health Insurance Companies In Tanzania 2023, When it comes to purchasing a health insurance coverage for yourself, you have a multitude of choices. Not only that, but many insurance companies in Tanzania give the best price on health insurance to their consumers.
However, determining which insurer can meet all of your demands and criteria while choosing on a suitable health plan for you is impossible.
We’ve compiled a list of some of the best health insurance companies in Tanzania.
When choosing a top health insurance company, you should consider their incurred claim ratio, the number of network hospitals, and other characteristics.
The following is a list of the top health insurance firms in Tanzania. You may compare them based on their coverage benefits and features before making a decision.
As an example, Mr. X believes that a health insurance business should have a strong hospital network. And Mr. Y believes that while choosing a health insurance provider, the diversity of health insurance plans should be prioritized.
Examine the following factors to determine which health insurance provider is best for you:
Types of Health Insurance Plans: One of the main criteria of comparison is the availability of various health plans by various health insurance firms.
While some health insurers only provide basic health insurance plans such as individual health insurance, family floater health insurance, and specific health plans for children, women, senior citizens, and so on. Choose an insurance provider that provides a coverage that meets your needs.
Cashless Hospitals: Every insurance carrier has a network of hospitals where cashless treatment is available. When choosing a health insurance company, it is critical to understand the strength of the insurance provider’s cashless network hospital.
The better the network, the easier it is to submit a cashless claim at the hospital.
Claim Settlement Ratio: this ratio compares the number of health claims settled by an insurer to the total number of claims received within a fiscal year. A claim settlement ratio of 80% to 90% is regarded satisfactory.
Customer Support Service: Inspect the insurer’s customer support service for availability and quality. It advised you to choose a Health Insurance Company that offers 24-hour customer service to resolve your issues.
Claim Procedure: Your Health Insurance Company must pay your claim as quickly as possible. The whole procedure may become complex and time-consuming, particularly during times of crisis.
As a result, it is recommended that you choose a health insurance provider that needs less TPA intervention and paperwork.
Insurer Reviews and Ratings: You may now examine your insurer’s customer reviews and ratings. Consider their input before making a choice. It is usually preferable to do some study.
Awards and Accolades: Every insurance company’s website has a section dedicated to awards and accolades. There, you may see how many awards a certain insurance business has received.
The larger the amount of awards and recognitions, the better the company’s reputation. So, when selecting an insurance business, go with one that has regularly received a number of honors and accolades, indicating that they are an all-rounder.
Digital Presence: The bulk of insurance-related work is now done online. This means you don’t have to go to the insurer’s office, pursue insurance brokers and pay a lot of money as brokerage, or submit a slew of papers to obtain health insurance coverage.
You may easily accomplish all of this by logging in and accessing health insurance services or other relevant information on the insurer’s official website.
As a result, it is essential to choose an insurance company with a solid and strong internet presence so that you may easily buy and maintain a health insurance coverage.
1. National Health Insurance Fund (NHIF)
National Health Insurance Fund is a fully government owned entity that has been providing health insurance coverage to its clients for over a 40 years.
National Health Insurance Fund operates with technological standards in check due to its goal to achieve high operational excellence, contribute to quick responses, and rid you of the challenges the Tanzanian health insurance industry faces.
Today, the National Health Insurance Fund provides one of the best and effective health risk management solutions to individuals, families, and corporate bodies. Connect with National Health Insurance Fund with the following details.
Their customer service lines are available 24/7 and you can make enquiries whenever you need to. Also, all Multishield plans incorporate health promotion and preventive healthcare services in to their core service.
2. Jubilee Life Insurance
Jubilee Life Insurance is one of the best companies providing different types of health insurance in Tanzania. They have broad access to close to 200 health providers across Tanzania.
They consist of hospitals, dentists, and eye clinics. Besides, they also provide HMO plans and individual plans for families.
They offer healthcare plans to satisfy the needs of individuals, groups, companies, and the public sector in Tanzania.
The company offers different types of health insurance in Tanzania. They include:
- Corporate Health Plan: This medical insurance covers typical ailments and medical procedures for corporate employees.
- Family Health Plan: Beneficiaries of this plan can access healthcare at any of their chosen providers in Tanzania.
- Individual Health Plan: This covers individuals with no pre-existing medical conditions.
3. Sanlam Life Insurance (T) Limited
Since its founding, the Sanlam Life Insurance has continuously provided high-quality health-care services, and it now boasts a network of more than 180 partner institutions.
Their healthcare programs are customized to suit the specific needs of their customers, who include individuals, families, organizations, businesses, and the government.
Their strategy is customer-oriented, and their organizational customers are typically assigned a medical case officer and a client service officer to handle any healthcare-related issues.
Their most popular products are the corporate health insurance scheme, the tertiary health insurance scheme, and the family and individual policies.
4. Alliance Life Assurance Limited.
This insurance company offers a comprehensive range of healthcare products that allows the customers to choose the best one as per their needs.
It has several branches across the country and has employed an army of agents to serve its customers.
Alliance Insurance Corporation Limited offers a diversity of insurance services including but not limited to Fire, Marine, Motor, and Engineering. They provide an all-inclusive policy covering many of area of concern making choices easier for business entities.
5. Milembe Insurance
Milembe Insurance offers a number of general insurance products like health, motor, and commercial insurance. It is a renowned name in the general insurance industry.
Milembe avails consumers with individualized insurance packets to handle various extensive risks and opportunities.
Milembe Insurance aims to provide a safe haven for Tanzanians of all backgrounds to obtain effective and high-quality health care services. Furthermore, it seeks to make this accessible at a low financial cost so that ordinary income workers may participate in the same way that the wealthy do.
6. First Assurance
This firm provides the best healthcare insurance at a reasonable price to people, families, groups, businesses, and the public sector. First Assurance provides excellent medical treatment wherever its members and customers are with a network of over 200 partner hospitals countrywide.
Also, they have the retail plan which is made available to individuals and their families. However, if you would like to get additional information on any of these plans, you will have to visit their website to find out and get a quote if you’re interested.
7. Metropolitan Tanzania Insurance
Metropolitan Tanzania Insurance is one of the best health insurance Companies in Tanzania. Its goal is to provide members with access to high-quality healthcare at a low cost.
Individuals and families, SMEs, and corporate entities may all benefit from Metropolitan Tanzania Insurance’s health insurance services. Since its inception, the Metropolitan Tanzania Insurance has been renowned in Tanzania for providing first-rate health insurance services.
Its aim is to enhance Tanzania’s health sector by continuously adjusting to the ever-changing and complicated requirements of its members and customers.
Aside from that, it intends to utilize technology and improve its standards in order to fulfill the needs of the teeming population.
8. National Insurance Corporation
National Insurance Corporation, as the name suggests, is one of the health insurance companies in Tanzania owned by the government on which you may rely.
It is a dependable firm that values human life and has a comprehensive health plan in place at all times. Aside from this, it provides the best 24/7 services and responds quickly to requests, complaints, and comments.
National Insurance provides high-quality, customer-focused insurance services to organizational, commercial, and personal line customers via creative marketing and efficient and effective resource management, optimizing shareholder returns and being the industry leader.
The National Insurance offer packages are divided into two categories: life insurance and non-life insurance.
The Whole Life Insurance-Under the Whole Life Policy, the life insurance plan covers the Whole Life Insurance. Premiums are due for the duration of the life assured’s life.
9. Britam Insurance Tanzania Ltd.
Britam Insurance Tanzania is one of the most respected insurance companies in Tanzania. The company offers various insurance services in the personal and corporate insurance sector.
The ranger of products includes – health insurance, accidental personal, cattle, domestic property, marine, motor, workers compensation etc.
Their customer service lines are available 24/7 and you can make enquiries whenever you need to. Also, all Multishield plans incorporate health promotion and preventive healthcare services in to their core service.
10. Strategis Insurance (Tanzania) Limited
Strategis Insurance (Tanzania) Limited provides the best healthcare plans at a reasonable price to suit the requirements of Tanzanian individuals, families, groups, companies, and the public sector.
Strategis Insurance (Tanzania) Limited provides excellent medical care wherever its members and clients are with its national network of over 120 partner facilities.
Its aim is to enhance Tanzania’s health sector by continuously adjusting to the ever-changing and complicated requirements of its members and customers. Aside from that, it intends to utilize technology and improve its standards in order to fulfill the needs of the teeming population.
This resulted in considerable improvement. Intense efforts aimed at satisfying client requirements via effective, efficient, and professional product delivery. Strategis Insurance is a company you can rely on for health insurance.